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Yes, there are government programs and incentives available for first-time homebuyers in both Canada and the province of Nova Scotia. Here are some notable programs:

 Canada-wide programs:

1.      First-Time Home Buyer Incentive (FTHBI): The government provides a program called the First-Time Home Buyer Incentive (FTHBI), which assists eligible first-time homebuyers with financing their home purchase. Through this program, the government contributes a percentage (5% or 10%) towards the purchase price as a shared equity mortgage, helping to reduce the mortgage amount and monthly payments.

2.      Home Buyers' Plan (HBP): The Home Buyers' Plan (HBP) enables first-time homebuyers to withdraw up to $35,000 from their RRSP without incurring taxes. This withdrawal can be used towards a down payment and must be repaid within a specific timeframe.

Please note that the details and eligibility criteria of these programs may vary, so it's advisable to review the specific terms and requirements outlined by the government to gain accurate and up-to-date information on the programs and incentives available for first-time homebuyers in Canada.

Nova Scotia-specific programs:

1.      Down Payment Assistance Program: This program provides a repayable loan of up to 5% of the purchase price to assist eligible first-time homebuyers with their down payment.

2.      First-Time Home Buyers' Rebate: The provincial government offers a rebate of up to $3,000 on the provincial portion of the HST (Harmonized Sales Tax) for eligible first-time homebuyers.

3.      Affordable Housing Programs: Nova Scotia offers various affordable housing programs that provide assistance and incentives for eligible individuals and families to purchase their first home.

It's important to note that program eligibility criteria, terms, and conditions can vary, so it's recommended to review the specific details and requirements of each program. Additionally, these programs may change over time, so staying updated with the latest information from the government websites or consulting with a mortgage professional, real estate agent, or government housing agency can provide the most accurate and current information regarding available programs and incentives for first-time homebuyers in Canada and Nova Scotia.